# Field Name Description
1 First Name
2 Middle Initial
3 Last Name
4 Name Suffix
5 Address
6 City
7 State
8 Zip + 4
9 Carrier Route
10 Delivery Point Barcode Client Id, Run Id, Split Code, Blank
11 Score
12 Project Number
13 Masked Ssn
14 Phone Or Filler
15 County
16 Auto Loan Payment Amt (B)=$1‐99
(C)=$100 ‐ 199
(D)=$200‐299
(E)=$300‐349
(F)=$350‐399
(G)=$400‐449(G)$400
(H)=$450‐499
(I)=$500‐549
(J)=$550‐599
(K)=$600‐649
(L)=$650‐699
(M)=$700‐849
(N)=$850‐899
(O)= =≫ $900
17 Home Equity Percent Indicator 1=0‐4.9%
2=5‐9.9%
3=10‐14.9%
4=15‐19.9%
5=20‐24.9%
6=25‐29.9%
7=30‐39.9%
8=40‐49.9%
9=50‐59.9%
A=60‐69.9%
B=70‐79.9%
C=80‐89.9%
D=90‐100%
18 Length Of Residence Indicator 1=0‐3 Months
2=4‐6 Months
3=7‐12 Months
4=13‐24 Months
5=25‐36 Months
6=37‐48 Months
7=49‐60 Months
8=61‐84 Months
9=85+ Months
Blank=Unknown
19 Combined Bankcard
Balances Indicator Exact Dollar Amount, Rounded To Nearest Dollar.
20 Auto Loan % Paid Indicator 0=49% Or Less
1=Paid 50 ‐ 59%
2=Paid 60 ‐ 69%
3=Paid 70% Or ≫
4=Paid 100%
Blank=No Auto Loan
21 Auto Lease Expire Indicator Exact Amount In Two Bytes
00 Expired
1to72
Blank ‐ Not Lease On File
22 Mortgage Type Flag F=Fha LoanF
V=Va Loan
C=Conventional Loan
Blank=Unknown
23 High Credit Mortgage Flag 1 = $1 ‐ 50,000
2 = $50,001 ‐ 100,000
3 = $100,001 ‐ 150,000
4 = $150,001 ‐ 200,000
5 = $200,001+
Blank=Unknown
24 Mortgage 1 High Credit
C=150,001‐200,000
D=200,001‐250,000
E=250,001‐300,000
F=300,001‐350,000
G=350,001‐400,000
H=400,001‐450,000
I=450,001‐500,000
J=≫500,000
Blank=Unknown
25 Mortgage 2 High Credit A=$0‐$100,000 B=100,001‐150,000
C=150,001‐200,000
D=200,001‐250,000
E=250,001‐300,000
F=300,001‐350,000
G=350,001‐400,000
H=400,001‐450,000
I=450,001‐500,000
J=≫500,000
Blank=Unknown
26 Mortgage 1 Balance A=$1‐$100,00
B=100,001‐150,000
C=150,001‐159,999
D=160,000‐179,999
E=180,000‐200,000
F=200,001‐215,000
G=215,001‐228,000
H=228,001‐278,000
I=278,001‐300,000
J=300,001‐400,000
K=400,001‐500,000
L=≫500,000
Blank=Unknown
27 Mortgage 2 Balance A=$1‐$100,00
B=100,001‐150,000
C=150,001‐159,999
D=160,000‐179,999
E=180,000‐200,000E180,000200,000
F=200,001‐215,000
G=215,001‐228,000
H=228,001‐278,000
I=278,001‐300,000
J=300,001‐400,000
K=400,001‐500,000
L=≫500,000
Blank=Unknown
28 Mortgage 1 Equity Percent 0=No Indicator
1= 0‐4.9%
2= 5‐9.9&Amp;
3= 10‐14.9%
4= 15‐19.9%
5= 20‐24.9%
6= 25‐29.9%
7= 30‐49.9%
8= 50‐74.9%
9= 75‐100%
Blank=Unknown
29 Mortgage 2 Equity Percent 0=No Indicator
1= 0‐4.9%
2= 5‐9.9&Amp;
3= 10‐14.9%
4= 15‐19.9%
5= 20‐24.9%
6= 25‐29.9%
7= 30‐49.9%
8= 50‐74.9%
9= 75‐100%
Blank=Unknown
30 Mortgage 1 Date Opened A = 0‐6 Months
B = 7‐23 Months
C = 24‐119 Months
D = ≫ = 120 Months
Blank=Unknown
31 Mortgage 2 Date Opened A = 0‐6 Months
B = 7‐23 Months
C = 24‐119 Months
D = ≫ = 120 Months
Blank=Unknown
32 Auto Lease Payment Amount B = ≪ $1‐99
C = ≪ $100‐199
D = ≪ $200‐299
E = ≪ $300‐349
F = ≪ $350‐399
G = ≪ $400‐449
H = ≪ $450‐499$450
I = ≪ $500‐549
J = ≪ $550‐599
K = ≪ $600‐649
L = ≪ $650‐699
M = ≪ $700‐849
N = ≪ $850‐899
O = =≫ $900
33 Minimum Credit Flag ‐ 2 Year
Y
N
Blank
34 Presence Of Mortgage Tradeline Y=Accept Persons With Mortgage Tradeline Only
N=Accept Persons With No Mortgage Tradeline Only
Blank=Unknown
35 Auto Lease Pay Off 1 = ≪ 2,500
2 = 2,500 ‐ 4,999
3 = 5,000 ‐ 7,499
4 = 7,500 ‐ 9,999
5 = 10,000 ‐ 12,499
6 = 12,500 ‐ 14,999
7 = 15,000 ‐ 17,499
8 = 17,500 ‐ 19,999
9 = 20,000+
Blank=Unknown
36 Age Of Oldest Auto Lease 01 = 0‐6 Months
02 = 7‐12 Months
03 = 13‐18 Months
04 = 19‐24 Months
05 = 25‐30 Months
06 = 31‐36 Months
07 = 37‐42 Months
08 = 42‐48 Months
09 = 49‐54 Months
10 = 55‐60 Months
11 = 61+ Months
Blank=Unknown
37 Age Of Most Recent Auto Lease
01 = 0‐6 Months
02 = 7‐12 Months
03 = 13‐18 Months
04 = 19‐24 Months
05 = 25‐30 Months
06 = 31‐36 Months
07 = 37‐42 Months
08 = 42‐48 Months
09 = 49‐54 Months
10 = 55‐60 Months
11 = 61+ Months
Blank=Unknown
38 Terms Of Lease 0 = Expired Lease
1 = 1‐36 Months
2 = 37‐48 Months
3 = 49‐60 Months
4 = 61+ Months
Blank=Unknown
39 Auto Loan Pay Off Amount 1 = ≪ 2,500
2 = 2,500 ‐ 4,999
3 = 5,000 ‐ 7,499
4 = 7,500 ‐ 9,999
5 = 10,000 ‐ 12,499
6 = 12,500 ‐ 14,999
7 = 15,000 ‐ 17,499
8 = 17,500 ‐ 19,999
9 = 20,000+
Blank=Unknown
40 Age Of Oldest Auto Trade 01 = 0‐6 Months
02 = 7‐12 Months
03 = 13‐18 Months
04 = 19‐24 Months
05 = 25‐30 Months
06 = 31‐36 Months
07 = 37‐42 Months
08 = 42‐48 Months
09 = 49‐54 Months
10 = 55‐60 Months
11 = 61+ Months
Blank=Unknown
41 Age Of Most Recent Auto Trade Output Exact Number Of Months In Two Bytes 00‐99
42 Term Of Auto Loan 1 = 0‐36 Months
2 = 37‐48 Months
3 = 49‐60 Months
4 = 61+ Months
Blank=Unknown
43 Minimum Credit ‐ 3 Years Y = Meets Condition
N = Does Not Meet Condition
44 Single Trade High Credit Y = Meets Condition
N = Does Not Meet Condition
45 Number Of Mortgage Trades 0=0
1 = 1
2 = 2
3 = 3
4 = 4
5 = 5+
46 Fha Loan Highest Balance 1 = $1 ‐ $50,000
2 = 50,001 ‐ 75,000
3 = 75,001 ‐ 100,000
4=100,001 ‐ 150,000
5 = 150,001 ‐ 200,000
6 = 200,001 ‐ 250,000
7 = 250,000 ‐ 300,000
8 = 300,001 ‐ 350,000
9 = 350,001 ‐ 400,000
A = 400,001 ‐ 450,000
B = 450,001 ‐ 500,000
C = ≫ 500,001
Blank=Unknown
47 Va Mortgage Highest Balance
Char 2 = 50,001 ‐ 75,000
3 = 75,001 ‐ 100,000
4=100,001‐ 150,000
5 = 150,001 ‐ 200,000
6 = 200,001 ‐ 250,000
7 = 250,000 ‐ 300,000
8 = 300,001 ‐ 350,000
9 = 350,001 ‐ 400,000
A = 400,001 ‐ 450,000
B = 450,001 ‐ 500,000
C = ≫ 500,001
Blank=Unknown
48 Aggregated Balance For All Open TradE 1 = ≪ 5,000
2 = 5,000 ‐ 7,499
3 = 7,500 ‐ 9,999
4 = 10,000 ‐ 14,999
5 = 15,000 ‐ 19,999
6 = 20,000 ‐ 29,999
7 = 30,000 ‐ 49,999
8 = 50,000+
Blank=Unknown
49 Aggregated Balance For Installment O 1 = ≪ 5,000
2 = 5,000 ‐ 7,499
3 = 7,500 ‐ 9,999
4 = 10,000 ‐ 14,999
5 = 15,000 ‐ 19,999
6 = 20,000 ‐ 29,999
7 = 30,000 ‐ 49,999
8 = 50,000+
Blank=Unknown
50 Most Recent Mortgage # Of Months 01 = 0 ‐ 1 Month
02 = 2 Months
03 = 3 Months
04 = 4 Months
05 = 5 Months
06 = 6 Months
07 = 7 Months
08 = 8 Months
09 = 9 Months
10 = 10 Months
11 = 11 Months
12 = 12 Months
13 = 13 ‐ 24 Months
14 = 25+ Months
Blank=Unknown
51 # Of Mortgage Trades With A Finance C 0=0
1 = 1
2 = 2
3 = 3
4 = 4
5 = 5+
52 Aggregate Balance For Mortgage Trad Exact Dollar Amount, Rounded To Nearest Dollar.
53 Highest Balance On A Mortgage Trade 1 = ≪ 50,000
2 = 50,001 ‐ 75,000
3 = 75,001 ‐ 100,000
4 = 100,001 ‐ 150,000
5 = 150,001 ‐ 200,0009
6 = 200,001 ‐ 250,000
7 = 250,001 ‐ 300,000
8 = 300,001 ‐ 350,000
9 = 350,001 ‐ 400,000
A = 400,001 ‐ 450,000
B = 450,001 ‐ 500,000
C = 500,001+
Blank=Unknown
54 Mortgage Monthly Payment Amount Exact Dollar Amount, Rounded To Nearest Dollar.
55 Total # Of Trades 0 = Zero
1 = 1
2 = 2
3 = 3
4 = 4
5 = 5‐9
6 = 10 ‐ 14
7 = 15 ‐ 19
8 = 20 ‐ 29
9 = 30+
56 Current Delinquencies Y ‐ 1 Or More Delinquencies
N ‐ Not 1 Or More
57 Major Derogs 0
1
2
3
4
5+
58 Minor Derogs 0
1
2
3
4
5+
59 # Months Left For Auto Loan Output Exact Number Of Months In Two Bytes 00‐99
60 Recent Closed Auto Loan Y = Accept Recent Closed Auto Loan With The Date ReporT Ed Within The Last 12 Months And No Open Auto Loans Only
Blank=Unknown
61 Income 1 = $1 ‐ 14,999
2 = $15,000 ‐19,999
3 = $20,000 ‐ 29,999
4 = $30,000 ‐ 39,999
5 = $40,000 ‐ 49,999
6 = $50,000 ‐ 74,999
7 = $75,000 ‐ 99,999
8 =$100,000‐124,999
9 =$125,000‐149,999
A = $150,000+
62 First Time Auto Buyer Flag Y=Accept First Time Auto Buyers Only
N=Accept Previous Auto Buyers Only
Blank=Unknown
63 Most Recent Mortgage Tradeline Y = Accept Recent Mortgage Only
N = Accept Only If No Mortgage
Blank=Unknown
64 Conv Mortgage Highest Balance 1 = $1 ‐ $50,000
2 = 50,001 ‐ 75,000
3 = 75,001 ‐ 100,000
4 = 100,001 ‐ 150,000
5 = 150,001 ‐ 200,000
6 = 200,001 ‐ 250,000
7 = 250,000 ‐ 300,000
8 = 300,001 ‐ 350,000
9 = 350,001 ‐ 400,000
A = 400,001 ‐ 450,000
B = 450,001 ‐ 500,000
C = ≫ 500,000 Blank=Unknown
65 Sequence Number
66 Chapter 7 Discharged 00‐No Discharged On File
01‐99 Number Of Months On File
67 Chapter 13 Discharged 00 ‐ No Discharged On File
01‐99 Number Of Months On File
68 Chapter 7 Dismissed 00‐No Dismissed On File
01‐99 Number Of Months On File
69 Chapter 13 Dismissed 00‐No Dismissed On File
01‐99 Number Of Months On File
70 Mortgage Past Due 30
71 Average Age Of Trades 00‐99 Months
72 Average Age Of Auto Trades 00‐99 Months
73 Number Of Trades Opened In The Last 24 00‐99 Trades
74 Number Of Trades With A Balance ≫ 0 0‐99 Trades
75 Number Of Trades Rated Satisfactory IN 0‐9, If More Than 9, Output 9
76 Ratio Of Paid Collections To Total Coll Exact Percentage 00‐99
77 Ratio Of 90 Days Past Due To Total CollE Exact Percentage 00‐99
78 Mortgage 30 Days Past Due 0‐9
79 Mortgage 60 Days Past Due 0‐9
80 Mortgage 90 Days Past Due 0‐9
81 Mortgage 120 Days Past Due 0‐9